Terms and Conditions of Service

Last revised on February 27, 2015.

The following terms and conditions govern all use of the www.banklocal.info website and all content, services and products available at or through the website (taken together, the "Website"). The Website is owned and operated by Small Matters LLC. ("SM"). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, the Website Privacy Policy) and procedures that may be published from time to time on this Site by SM (collectively, the “Agreement").

Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on the Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any commerical public display without prior written consent;
    3. attempt to decompile or reverse engineer any software contained on the Website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server without attribution.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by SM at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


The materials on the Website are provided "as is". SM makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, SM does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Website or otherwise relating to such materials or on any sites linked to the Website.

You acknowledge that all financial and statistical information and rankings on the Website are calculated based on official data from government agencies and that we are in no way liable for inaccuracies or misrepresentations contained therein. The content on the Website is intended only to assist you with financial decisions; it is broad in scope and does not consider your personal financial situation. Before implementing any new financial strategy, we recommend that you obtain additional information and advice of your accountant and other financial advisors who are fully aware of your circumstances.


In no event shall SM or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website, even if SM or an SM authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials appearing on the Website could include technical, typographical, or photographic errors. SM does not warrant that any of the materials are accurate, complete, or current. SM may make changes to the materials on the Website at any time without notice. SM does not, however, make any commitment to update the materials.

Third Party Content

SM has not reviewed all of the sites linked to the Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by SM. Use of any such linked content is at the user's own risk.

Site Terms of Use Changes

Although most changes are likely to be minor, SM may change its Terms of Service from time to time, and in SM's sole discretion. SM encourages visitors to frequently check this page for any changes to its Terms of Use. Your continued use of this site after any change in this Terms of Use will constitute your acceptance of such change.

Governing Law

Any claim relating to the Website shall be governed by the laws of the State of New Hampshire without regard to its conflict of law provisions.


If you have question about this Privacy Policy, please contact us at info@banklocal.info